Thorn Business Finance

    Thorn Business Finance specialises in providing financial products and services, tailored to meet the unique needs of small to medium businesses across Australia. Delivering a broad range of business products including loans, leases, trade finance and debtor finance solutions, we set ourselves apart from other financial institutions through our flexibility, understanding, and service.

    We know that access to fast, high-quality funding solutions is a critical success factor for almost all Australian businesses, and that inflexible, unresponsive solutions just aren’t an option. Whether it’s directly, or through our network of key partners and brokers, Thorn Business Finance provides thousands of businesses with the capital and cash-flow they need, when they need it.

    Thorn Equipment Finance

    Thorn Equipment Finance helps organisations of all shapes and sizes acquire and maintain their core-to-business assets, with our diverse range of forlending solutions. While our customers include large corporate and government clients, SME’s are our heartland and we’re focussed on helping Australian businesses succeed and grow.

    The assets we finance are as diverse as our customers, from medical equipment and information technology, to commercial vehicles and advanced audio visual systems. We understand that every business is unique, and we make it our business to understand the individual needs of each customer. Whether it’s a sole trader cutting down trees who needs a new wood chipper, or a medical centre fitting out a consulting suite, we can help make it happen.

    Our lending solutions open doors to new opportunities, and to investment in new assets, while protecting business critical cash-flow. Whether it’s a loan, a lease, a rental, or a hire-purchase, Thorn Equipment Finance makes acquiring new equipment simple and cost effective.

    Thorn Trade & Debtor Finance

    Thorn Trade & Debtor Finance provides working capital solutions that assist businesses in funding growth opportunities.  Rather than setting up an overdraft or other financing arrangements, Thorn Trade & Debtor Finance will provide a flexible solution that increases as the business grows.
    As no business is the same, Thorn Trade & Debtor Finance will tailor a solution designed specifically to support the needs and requirements of each business. We offer a range of products including trade finance, confidential invoice discounting, factoring and selective debtor funding.
    The evolution of Cash Resources Australia (CRA) into Thorn Trade & Debtor Finance has provided many synergistic benefits, including the ability to provide a wider range of business finance solutions for customers, including Equipment Finance under the strength of one master brand, Thorn Business Finance.
    The Trade & Debtor Finance division has a team of 35 individuals across offices in Melbourne, Sydney, Brisbane, Adelaide and Perth. With clients in all states and territories in Australia, Thorn Trade & Debtor Finance demonstrates a commitment to meeting client’s needs in diverse locations that in turn adds to potential for further growth nationally.

    Cashflow It

    Cashflow It is a strategic partnership providing specialised lending solutions to the franchise sector. Working as an integral part of Thorn Business Finance, Cashflow It provides equipment finance to some of Australia’s largest and best known franchise groups.

    Setting itself apart through a deep understanding of the challenges faced by both franchisees and franchisors, Cashflow It shows how expertise and a tailored approach can deliver a service experience beyond that of the banks, a characteristic valued highly by Australian businesses.