Thorn Group Ltd - Results Presentation - Half Year Ended 30 September 2018

NPAT Bridge 5 A$m Segment revenue % Change fav/(unfav) Segment EBIT % Change fav/(unfav) $ Change Sep-18 Sep-17 Sep 18 Sep 17 Consumer Leasing 90.1 108.4 (17%) 5.4 16.8 (67%) (11.4) Equipment Finance 1 21.5 16.9 27% 13.5 9.8 37% 3.7 Corporate - - - (8.0) (7.3) 10% (0.7) 111.6 125.3 (11%) 10.9 19.3 (43%) (8.4) (9.7) 20.7 8.4 3.7 (0.4) 1.3 3.8 (10) (8) (6) (4) (2) - 2 4 6 8 10 12 Reported HY18 NPAT Goodwill impairment Discontinued Operations Adjusted operating profit Consumer Leasing Equipment Finance Corporate Costs Interest Tax Discontinued Operations Reported HY19 NPAT ($m) EBIT (0.7) (11.4) 2.9 (2.6) Notes: 1. The Group has made a voluntary change in accounting policy and accordingly amended the presentation of balances. This has also been reflected in the comparative.