Thorn Financial Services

Thorn Financial Services currently comprises two brands – Thorn Money, which provides unsecured loans up to $15,000 and secured loans up to $25,000, and Cashfirst, which provides unsecured loans between $1,000 and $5,000.

Expansion of Thorn Financial Services reflects the group’s ongoing research which indicates a demand for these types of loans which are not being met comprehensively by other providers. Thorn’s capability to offer a broadening range of loan products is centred on its capabilities to assess credit worthiness and make decisions quickly. This is achieved by training its workforce and the adoption of technology and systems which enable the fast processing of data to assist decision making within company lending guidelines.

Thorn Financial Services is able to assess loan applications within a minute and provide funds within 24 hours to eligible customers.



Thorn entered the personal loans business through Cashfirst in 2010, providing quick and easy small loan solutions to help customers faced with unexpected expenses. Cashfirst provides two loan alternatives – personal loans or a debt consolidation alternative which helps minimise financial burden by consolidating payday loans or other bills into one single affordable repayment. Rapid expansion of Cashfirst has enabled the establishment of Thorn Money and its offer of loan products for a different demographic group.